Down Payment Assistance Eligibility Checker

Answer a few questions to see which statewide programs you may qualify for. This runs entirely in your browser: nothing you type is sent or tracked, and your answers are saved only on this device.

State

Have you owned a home you lived in during the past 3 years? No Yes

Are you a military veteran or service member? No Yes

Total household income per year (optional)

Household size

Credit score (optional)

Who qualifies for down payment assistance?

It depends on the program: most statewide programs set income and purchase price limits, many require first-time buyers (no ownership in the past 3 years) and a minimum credit score, and most require homebuyer education. The quiz checks the rules each program publishes.

Does my household size matter?

Yes. Many programs raise the income limit for larger households. When a program's limit depends on household size, the result tells you to check its official table.

Is this quiz free and private?

Yes. It is free and runs in your browser. Nothing you enter is sent anywhere; your answers are saved only on this device.

How current is the program data?

Each result shows the date we last verified the program against its official page.

Keeping track of it all? Our printable, fillable first-home buyer binder ($9) has a budget worksheet, a DPA program tracker, a document checklist and a closing timeline.

How we calculate

We compare your answers (state, first-time buyer status, income, price and other basics) with the published rules for each statewide program in our database.
A program shows as a possible match when nothing you entered rules it out. Income and price limits often vary by county and household size, so a match is a starting point, not an approval.
Every program links to its official housing finance agency page, which is the final word.

Sources

Method and sources verified on Oct 25, 2026. Estimates only, not advice.