Down Payment Assistance Calculator: How Much Could You Get?

Enter a state, a home price and your down payment. For each verified program we estimate the most it could pay at that price, using the amount rule the program publishes. 93 of 141 programs state a fixed dollar amount or a percentage we can calculate; for the rest we show the official wording. Figures are maximums, not offers: income limits, price limits, funding and lender rules decide what you actually get.

Percent-of-loan programs use your first mortgage (price minus down payment); some programs measure against the appraised value or cap by loan type, so read each program's page. Need the full cash picture? Use the cash-to-close calculator or the eligibility checker. Not advice; confirm with the program and a HUD-approved housing counselor ↗.

Keeping track of it all? Our printable, fillable first-home buyer binder ($9) has a budget worksheet, a DPA program tracker, a document checklist and a closing timeline.