California Dream For All Shared Appreciation Loan (California)
California Housing Finance Agency (CalHFA) · California
| Assistance type | Deferred loan — No payments until you sell, refinance or pay off |
|---|---|
| Amount | Up to 20% of the purchase price, not to exceed $150,000 |
| Income limit | Not verified on the official page — check the source |
| Purchase price limit | Not verified on the official page — check the source |
| First-time buyer rule | Required |
| Status | Closed |
| Status note | The application portal closed on March 16, 2026; no new applications can be started. |
| Details | Repaid on sale, transfer or payoff of the first mortgage, plus a share of the home's appreciation. |
| Official source | https://www.calhfa.ca.gov/dream/index.htm (opens in new tab) |
| Last checked | Oct 19, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other California programs
- MyHome Assistance Program — Up to the lesser of 3.5% (FHA) or 3% (conventional) of the purchase price or appraised value