Housing Delaware Down Payment & Closing Cost Assistance (Delaware)
Delaware State Housing Authority (Housing Delaware) · Delaware
| Assistance type | Deferred loan — No payments until you sell, refinance or pay off |
|---|---|
| Amount | Zero-interest second mortgage equal to 3%, 4% or 5% of the first mortgage |
| Income limit | Not verified on the official page — check the source |
| Purchase price limit | Not verified on the official page — check the source |
| First-time buyer rule | Required for Welcome Home; not required for Open Door |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | No monthly payment; due on refinance, sale, transfer of title, or when the home is no longer your primary residence. Income and sales price limits apply. |
| Official source | https://www.destatehousing.com/homeownership-loans/ (opens in new tab) |
| Last checked | Oct 19, 2026 (automated fetch) |