Hale Kamaʻāina Mortgage Program Down Payment Assistance (Hawaii)
Hawaii Housing Finance and Development Corporation (HHFDC) · Hawaii
| Assistance type | Deferred loan — No payments until you sell, refinance or pay off |
|---|---|
| Amount | 4% of the first mortgage amount |
| Income limit | Not verified on the official page — check the source |
| Purchase price limit | Not verified on the official page — check the source |
| First-time buyer rule | Required (no primary residence in 3 years; exceptions for veterans or targeted areas) |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | 1% simple interest, no monthly payments; due at first-mortgage maturity, sale, refinance or transfer. Borrower must contribute at least 5% of the sales price to use the DPA. |
| Official source | https://dbedt.hawaii.gov/hhfdc/hale-kama%ca%bbaina-mortgage-program-for-real-estate-agents (opens in new tab) |
| Last checked | Oct 19, 2026 (automated fetch) |