NC Home Advantage Mortgage Down Payment Assistance (North Carolina)
North Carolina Housing Finance Agency (NCHFA) · North Carolina
| Assistance type | Forgivable loan — Forgiven if you meet the terms |
|---|---|
| Amount | Up to 3% of the loan amount |
| Income limit | Annual income up to $158,000 |
| Purchase price limit | Not verified on the official page — check the source |
| First-time buyer rule | Not required (first-time and move-up buyers) |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | Forgiven 20% per year at the end of years 11-15. |
| Official source | https://www.nchfa.com/home-buyers/buy-home/nc-home-advantage-mortgage (opens in new tab) |
| Last checked | Oct 19, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other North Carolina programs
- NC 1st Home Advantage Down Payment — $15,000