Kickstart Homeownership Program (Northern Nevada, NV)
Nevada Rural Housing (NRH) · Northern Nevada, Nevada
At a glance: $20,000 in down payment and closing cost assistance, plus 2% of the first mortgage for a permanent rate reduction. First-time buyer: Not required. Checked against the official page on Nov 11, 2026.
| Assistance type | Not verified on the official page — check the source |
|---|---|
| Amount | $20,000 in down payment and closing cost assistance, plus 2% of the first mortgage for a permanent rate reduction |
| Income limit | HUD 80% AMI: Carson City $72,800; Douglas County $89,200; Lyon County $78,240; Storey County $93,440; Washoe County $93,440 (stricter agency limits apply if lower) |
| Purchase price limit | Not verified on the official page — check the source |
| First-time buyer rule | Not required |
| Status | Opens Nov. 16, 2026 (until funds run out) |
| Status note | Nevada Rural Housing's Program Update 2026-05 (Nov. 10, 2026) says reservations open November 16, 2026 and the program runs until funds are fully used. |
| Details | The home must be in Carson City or in Douglas, Lyon, Storey or Washoe County, but not inside Reno city limits. Funded by a Community Reinvestment Act grant from Eaglemark Savings Bank. Works with FHA, VA, USDA-RD and conventional (Fannie Mae and Freddie Mac) loans serviced by The Money Source (TMS), and may also be used to refinance. You may own other homes, but this one must be your primary residence within 60 days of closing. Single-family homes, condos, townhomes, 2-4 unit homes and manufactured homes qualify. |
| Official source | https://nvrural.org/wp-content/uploads/2026/11/2026-05-Kickstart-Homeownership-Program-Upd (opens in new tab) |
| Last checked | Nov 11, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other Nevada programs
- Home Is Possible Down Payment Assistance — Up to 5% of the loan amount
Related updates
- Northern Nevada Kickstart DPA offers $20,000 from Nov. 16 · Nov 11, 2026
← All Nevada programs · Check eligibility · Compare with other programs
Common questions
How much is Kickstart Homeownership Program?
$20,000 in down payment and closing cost assistance, plus 2% of the first mortgage for a permanent rate reduction (per the official page, checked Nov 11, 2026).
Do I have to be a first-time homebuyer for Kickstart Homeownership Program?
Not required.
What is the income limit for Kickstart Homeownership Program?
HUD 80% AMI: Carson City $72,800; Douglas County $89,200; Lyon County $78,240; Storey County $93,440; Washoe County $93,440 (stricter agency limits apply if lower).
How does Kickstart Homeownership Program work?
The home must be in Carson City or in Douglas, Lyon, Storey or Washoe County, but not inside Reno city limits. Funded by a Community Reinvestment Act grant from Eaglemark Savings Bank. Works with FHA, VA, USDA-RD and conventional (Fannie Mae and Freddie Mac) loans serviced by The Money Source (TMS), and may also be used to refinance. You may own other homes, but this one must be your primary residence within 60 days of closing. Single-family homes, condos, townhomes, 2-4 unit homes and manufactured homes qualify.
Is Kickstart Homeownership Program still available in 2026?
The official page listed it as opens nov. 16, 2026 (until funds run out) when we last checked on Nov 11, 2026. Funding can change, so confirm with the administrator.
Who runs Kickstart Homeownership Program?
Nevada Rural Housing (NRH), Northern Nevada, Nevada. Apply through the program or one of its participating lenders.
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