Down Payment and Closing Cost Assistance (PA)

Urban Redevelopment Authority of Pittsburgh (URA) · City of Pittsburgh, Pennsylvania

Deferred loan Offered

At a glance: Up to $7,500 (under 80% AMI) or $5,000 (80%-115% AMI), deferred loan (no payments until you sell, refinance or pay off). First-time buyer: Required. Checked against the official page on Nov 3, 2026.

Program details
Assistance type	Deferred loan — No payments until you sell, refinance or pay off
Amount	Up to $7,500 (under 80% AMI) or $5,000 (80%-115% AMI)
Income limit	Not verified on the official page — check the source
Purchase price limit	Not verified on the official page — check the source
First-time buyer rule	Required
Status	Offered
Status note	Not verified on the official page — check the source
Details	0% interest, 5-year deferred loan for homes in the City of Pittsburgh.
Official source	https://www.ura.org/pages/down-payment-and-closing-cost-assistance-program (opens in new tab)
Last checked	Nov 3, 2026 (automated fetch)

Go to the official program page ↗ Report a correction

Other Pennsylvania programs

Philly First Home — Up to $10,000 or 6% of the purchase price, whichever is lower
PHFA Grant — $500
Keystone Advantage Assistance Loan — Lesser of 4% of the purchase price or market value, or $6,000
Keystone Forgivable in Ten Years (K-FIT) — 5% of the lesser of purchase price or appraised value
Keystone Flex with K-DATE — 8% (loan amounts up to $150,000) or 5% (above $150,000) of the lesser of price or appraised value
Access Downpayment and Closing Cost Assistance — Up to $15,000

← All Pennsylvania programs · Check eligibility · Compare with other programs

Common questions

How much is Down Payment and Closing Cost Assistance?

Up to $7,500 (under 80% AMI) or $5,000 (80%-115% AMI) (per the official page, checked Nov 3, 2026).

Is Down Payment and Closing Cost Assistance a grant or a loan?

Deferred loan: no payments until you sell, refinance or pay off.

Do I have to be a first-time homebuyer for Down Payment and Closing Cost Assistance?

Required.

How does Down Payment and Closing Cost Assistance work?

0% interest, 5-year deferred loan for homes in the City of Pittsburgh.

Is Down Payment and Closing Cost Assistance still available in 2026?

The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.

Who runs Down Payment and Closing Cost Assistance?

Urban Redevelopment Authority of Pittsburgh (URA), City of Pittsburgh, Pennsylvania. Apply through the program or one of its participating lenders.