DPA Finder
Menu
Information only. Not a lender or agency. Disclosures

Mobile County Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in Mobile County, checked against the official page.

Mobile County down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Down Payment Assistance ProgramUp to $25,000Not statedRequired (low- to moderate-income first-time buyers)Federal HOME program income limits (low- to moderate-income)Not statedOffered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

Down Payment Assistance Program

Type not verified

Mobile County Commission

Amount
Up to $25,000
First-time buyer
Required (low- to moderate-income first-time buyers)
Status
Offered
Income limit
Federal HOME program income limits (low- to moderate-income)

Funded by HUD's HOME Investment Partnerships Program; relaunched Aug. 1, 2024 with a higher cap. Eligible areas: unincorporated Mobile County plus Bayou La Batre, Chickasaw, Citronelle, Creola, Mount Vernon, Prichard, Saraland, Satsuma and Semmes. Homes in the City of Mobile and Dauphin Island are not eligible. Program phone: 251-574-5060.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Alabama

Statewide help in Alabama

You may also qualify for 1 statewide Alabama program. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Alabama How to apply

Compare these programs · AMI / income limits · All Alabama programs

HUD-approved homebuyer counselors in Alabama (22)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does Mobile County offer down payment assistance?

Yes. We list 1 local program checked against official pages: Down Payment Assistance Program from Mobile County Commission (Up to $25,000).

Do I have to be a first-time homebuyer for Mobile County assistance?

The official pages state: Down Payment Assistance Program: Required (low- to moderate-income first-time buyers).

What are the income limits for Mobile County down payment assistance?

Published on the official pages: Down Payment Assistance Program: Federal HOME program income limits (low- to moderate-income). Confirm current limits with the administrator.

How does Down Payment Assistance Program work?

Funded by HUD's HOME Investment Partnerships Program; relaunched Aug. 1, 2024 with a higher cap. Eligible areas: unincorporated Mobile County plus Bayou La Batre, Chickasaw, Citronelle, Creola, Mount Vernon, Prichard, Saraland, Satsuma and Semmes. Homes in the City of Mobile and Dauphin Island are not eligible. Program phone: 251-574-5060.

Can I combine Mobile County assistance with statewide Alabama programs?

Sometimes. Alabama also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

Free down payment aid updates

New, changed and closed down payment assistance programs, from official sources. Free. Unsubscribe anytime.