City of Minneapolis Down Payment Assistance Programs
1 local down payment assistance program for homebuyers in the City of Minneapolis, checked against the official page.
City of Minneapolis down payment assistance at a glance (2026)
| Program | Amount | Type | First-time buyer | Income limit | Price limit | Status |
|---|
| Down Payment Assistance Loan | Up to $20,000 | Deferred loan | Not stated | Not stated | Not stated | Offered |
|---|
Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.
Local programs
City of Minneapolis
- Amount
- Up to $20,000
- First-time buyer
- Not stated on source
- Status
- Offered
30-year deferred, no-interest loan. The amount depends on household income and the City's available funds.
Last checked Nov 3, 2026 · Official source (opens in new tab) ↗
Statewide help in Minnesota
You may also qualify for 2 statewide Minnesota programs. Local and state assistance can sometimes be layered; confirm with each administrator.
Check eligibility for Minnesota How to apply
Compare these programs · AMI / income limits · All Minnesota programs
HUD-approved homebuyer counselors in Minneapolis, Minnesota (4)
Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.
Common questions
Does City of Minneapolis offer down payment assistance?
Yes. We list 1 local program checked against official pages: Down Payment Assistance Loan from City of Minneapolis (Up to $20,000).
How does Down Payment Assistance Loan work?
30-year deferred, no-interest loan. The amount depends on household income and the City's available funds.
Can I combine City of Minneapolis assistance with statewide Minnesota programs?
Sometimes. Minnesota also has 2 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.
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