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City of Minneapolis Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in the City of Minneapolis, checked against the official page.

City of Minneapolis down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Down Payment Assistance LoanUp to $20,000Deferred loanNot statedNot statedNot statedOffered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

Statewide help in Minnesota

You may also qualify for 2 statewide Minnesota programs. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Minnesota How to apply

Compare these programs · AMI / income limits · All Minnesota programs

HUD-approved homebuyer counselors in Minneapolis, Minnesota (4)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does City of Minneapolis offer down payment assistance?

Yes. We list 1 local program checked against official pages: Down Payment Assistance Loan from City of Minneapolis (Up to $20,000).

How does Down Payment Assistance Loan work?

30-year deferred, no-interest loan. The amount depends on household income and the City's available funds.

Can I combine City of Minneapolis assistance with statewide Minnesota programs?

Sometimes. Minnesota also has 2 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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