1 local down payment assistance program for homebuyers in the City of Portland, checked against the official page.
| Program | Amount | Type | First-time buyer | Income limit | Price limit | Status |
|---|---|---|---|---|---|---|
| Down Payment Assistance Loan (DPAL) | Up to $80,000 - $100,000, depending on funding source and home location | Deferred loan | Required | At or below 100% of Area Median Income (AMI) | Not stated | Offered |
Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.
Portland Housing Bureau
0% interest, 30-year deferred loan with partial forgiveness. Buyer may keep no more than $10,000 in combined liquid assets at closing.
Last checked Nov 3, 2026 · Official source (opens in new tab) ↗
You may also qualify for 1 statewide Oregon program. Local and state assistance can sometimes be layered; confirm with each administrator.
Check eligibility for Oregon How to apply
Compare these programs · AMI / income limits · All Oregon programs
Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.
Yes. We list 1 local program checked against official pages: Down Payment Assistance Loan (DPAL) from Portland Housing Bureau (Up to $80,000 - $100,000, depending on funding source and home location).
The official pages state: Down Payment Assistance Loan (DPAL): Required.
Published on the official pages: Down Payment Assistance Loan (DPAL): At or below 100% of Area Median Income (AMI). Confirm current limits with the administrator.
0% interest, 30-year deferred loan with partial forgiveness. Buyer may keep no more than $10,000 in combined liquid assets at closing.
Sometimes. Oregon also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.
New, changed and closed down payment assistance programs, from official sources. Free. Unsubscribe anytime.