City of Spartanburg Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in the City of Spartanburg, checked against the official page.

City of Spartanburg down payment assistance at a glance (2026)

Program	Amount	Type	First-time buyer	Income limit	Price limit	Status
City of Spartanburg Down Payment Assistance	Up to $20,000	Not stated	Required (or no home owned in 3 years)	At or below 80% of AMI	Not stated	Offered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

City of Spartanburg Down Payment Assistance

Type not verified

CommunityWorks (for the City of Spartanburg)

Amount: Up to $20,000
First-time buyer: Required (or no home owned in 3 years)
Status: Offered
Income limit: At or below 80% of AMI

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in South Carolina

Greenville County — 1 program(s)

Statewide help in South Carolina

You may also qualify for 1 statewide South Carolina program. Local and state assistance can sometimes be layered; confirm with each administrator.

Palmetto Home Advantage DPA (South Carolina State Housing Finance and Development Authority (SC Housing)) — 3% or 4% of the first mortgage

Check eligibility for South Carolina How to apply

Compare these programs · AMI / income limits · All South Carolina programs

HUD-approved homebuyer counselors in Spartanburg, South Carolina (2)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

REGENESIS COMMUNITY DEVELOPMENT CORPORATION F/K/A UPSTATE HOUSING PARTNERSHIP · Spartanburg · 864-504-3090 · website ↗
TELAMON CORPORATION - GREENVILLE BRANCH · Spartanburg · 919-899-9911 · website ↗

Common questions

Does City of Spartanburg offer down payment assistance?

Yes. We list 1 local program checked against official pages: City of Spartanburg Down Payment Assistance from CommunityWorks (for the City of Spartanburg) (Up to $20,000).

Do I have to be a first-time homebuyer for City of Spartanburg assistance?

The official pages state: City of Spartanburg Down Payment Assistance: Required (or no home owned in 3 years).

What are the income limits for City of Spartanburg down payment assistance?

Published on the official pages: City of Spartanburg Down Payment Assistance: At or below 80% of AMI. Confirm current limits with the administrator.

Can I combine City of Spartanburg assistance with statewide South Carolina programs?

Sometimes. South Carolina also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.