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Nashville Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in Nashville, checked against the official page.

Nashville down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Down Payment Assistance$5,000-$35,000Not statedNot statedUp to 120% of Nashville AMINot statedOffered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

Down Payment Assistance

Type not verified

The Housing Fund

Amount
$5,000-$35,000
First-time buyer
Not stated on source
Status
Offered
Income limit
Up to 120% of Nashville AMI

180 or 120-month term at a 5% fixed promotional rate. Minimum credit score 600 for loans under $10,000 and 620 for $10,000 or more. Requires an FHA-approved first-mortgage lender, THDA-approved homebuyer education, and a primary residence in Tennessee.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Tennessee

Statewide help in Tennessee

You may also qualify for 3 statewide Tennessee programs. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Tennessee How to apply

Compare these programs · AMI / income limits · All Tennessee programs

HUD-approved homebuyer counselors in Tennessee (30)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does Nashville offer down payment assistance?

Yes. We list 1 local program checked against official pages: Down Payment Assistance from The Housing Fund ($5,000-$35,000).

What are the income limits for Nashville down payment assistance?

Published on the official pages: Down Payment Assistance: Up to 120% of Nashville AMI. Confirm current limits with the administrator.

How does Down Payment Assistance work?

180 or 120-month term at a 5% fixed promotional rate. Minimum credit score 600 for loans under $10,000 and 620 for $10,000 or more. Requires an FHA-approved first-mortgage lender, THDA-approved homebuyer education, and a primary residence in Tennessee.

Can I combine Nashville assistance with statewide Tennessee programs?

Sometimes. Tennessee also has 3 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

Free down payment aid updates

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