City of Madison Down Payment Assistance Programs
1 local down payment assistance program for homebuyers in the City of Madison, checked against the official page.
City of Madison down payment assistance at a glance (2026)
Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.
Local programs
City of Madison Community Development Division
- Amount
- Up to $35,000
- First-time buyer
- Not stated on source
- Status
- Offered
Your first mortgage lender submits the application for you.
Last checked Nov 3, 2026 · Official source (opens in new tab) ↗
Statewide help in Wisconsin
You may also qualify for 2 statewide Wisconsin programs. Local and state assistance can sometimes be layered; confirm with each administrator.
- WHEDA Easy Close DPA (Wisconsin Housing and Economic Development Authority (WHEDA)) — Minimum $1,000, up to 6% of the lesser of purchase price or appraised value
- WHEDA Capital Access DPA (Wisconsin Housing and Economic Development Authority (WHEDA)) · Paused
Check eligibility for Wisconsin How to apply
Compare these programs · AMI / income limits · All Wisconsin programs
HUD-approved homebuyer counselors in Madison, Wisconsin (2)
Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.
Common questions
Does City of Madison offer down payment assistance?
Yes. We list 1 local program checked against official pages: Home-Buy the American Dream (HBAD) from City of Madison Community Development Division (Up to $35,000).
How does Home-Buy the American Dream (HBAD) work?
Your first mortgage lender submits the application for you.
Can I combine City of Madison assistance with statewide Wisconsin programs?
Sometimes. Wisconsin also has 2 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.
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