Down Payment Assistance Program (AZ)
City of Tucson-Pima County HOME Consortium · City of Tucson and Pima County, Arizona
At a glance: Lesser of $50,000 or 20% of the contract price, deferred loan (no payments until you sell, refinance or pay off). Checked against the official page on Nov 3, 2026.
| Assistance type | Deferred loan — No payments until you sell, refinance or pay off |
|---|---|
| Amount | Lesser of $50,000 or 20% of the contract price |
| Income limit | At or below 80% of AMI ($79,850 for a family of four) |
| Purchase price limit | $304,000 existing home; $345,000 new construction |
| First-time buyer rule | Not verified on the official page — check the source |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | 2% interest during the affordability period with no monthly payments; the interest is forgiven when that period ends, but the principal is repaid when you sell. Buyer contributes at least $1,000. Apply through a partner housing counseling agency, not the City directly. Covers the City of Tucson and Pima County, excluding Tribal lands. |
| Official source | https://www.tucsonaz.gov/Departments/Housing-and-Community-Development/Housing-Assistance/ (opens in new tab) |
| Last checked | Nov 3, 2026 (manual read (site blocks automated fetch)) |
Go to the official program page ↗ Report a correction
Other Arizona programs
- Open Doors Down Payment Assistance — Up to 10% of the purchase price, based on need
- Home+Plus Down Payment Assistance — amount not verified
← All Arizona programs · Check eligibility · Compare with other programs
Common questions
How much is Down Payment Assistance Program?
Lesser of $50,000 or 20% of the contract price (per the official page, checked Nov 3, 2026).
Is Down Payment Assistance Program a grant or a loan?
Deferred loan: no payments until you sell, refinance or pay off.
What is the income limit for Down Payment Assistance Program?
At or below 80% of AMI ($79,850 for a family of four).
How does Down Payment Assistance Program work?
2% interest during the affordability period with no monthly payments; the interest is forgiven when that period ends, but the principal is repaid when you sell. Buyer contributes at least $1,000. Apply through a partner housing counseling agency, not the City directly. Covers the City of Tucson and Pima County, excluding Tribal lands.
Is Down Payment Assistance Program still available in 2026?
The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.
Who runs Down Payment Assistance Program?
City of Tucson-Pima County HOME Consortium, City of Tucson and Pima County, Arizona. Apply through the program or one of its participating lenders.
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