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City of Tucson and Pima County Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in the City of Tucson and Pima County, checked against the official page.

City of Tucson and Pima County down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Down Payment Assistance ProgramLesser of $50,000 or 20% of the contract priceDeferred loanNot statedAt or below 80% of AMI ($79,850 for a family of four)$304,000 existing home; $345,000 new constructionOffered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

City of Tucson-Pima County HOME Consortium

Amount
Lesser of $50,000 or 20% of the contract price
First-time buyer
Not stated on source
Status
Offered
Income limit
At or below 80% of AMI ($79,850 for a family of four)
Purchase price limit
$304,000 existing home; $345,000 new construction

2% interest during the affordability period with no monthly payments; the interest is forgiven when that period ends, but the principal is repaid when you sell. Buyer contributes at least $1,000. Apply through a partner housing counseling agency, not the City directly. Covers the City of Tucson and Pima County, excluding Tribal lands.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Arizona

Statewide help in Arizona

You may also qualify for 1 statewide Arizona program. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Arizona How to apply

Compare these programs · AMI / income limits · All Arizona programs

HUD-approved homebuyer counselors in Tucson, Arizona (4)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does City of Tucson and Pima County offer down payment assistance?

Yes. We list 1 local program checked against official pages: Down Payment Assistance Program from City of Tucson-Pima County HOME Consortium (Lesser of $50,000 or 20% of the contract price).

What are the income limits for City of Tucson and Pima County down payment assistance?

Published on the official pages: Down Payment Assistance Program: At or below 80% of AMI ($79,850 for a family of four). Confirm current limits with the administrator.

What are the purchase price limits for City of Tucson and Pima County assistance?

Published on the official pages: Down Payment Assistance Program: $304,000 existing home; $345,000 new construction.

How does Down Payment Assistance Program work?

2% interest during the affordability period with no monthly payments; the interest is forgiven when that period ends, but the principal is repaid when you sell. Buyer contributes at least $1,000. Apply through a partner housing counseling agency, not the City directly. Covers the City of Tucson and Pima County, excluding Tribal lands.

Can I combine City of Tucson and Pima County assistance with statewide Arizona programs?

Sometimes. Arizona also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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