Florida Hometown Heroes (Florida)
Florida Housing Finance Corporation · Florida
| Assistance type | Deferred loan — No payments until you sell, refinance or pay off |
|---|---|
| Amount | 5% of the first mortgage, minimum $10,000, maximum $35,000 |
| Income limit | Not verified on the official page — check the source |
| Purchase price limit | Not verified on the official page — check the source |
| First-time buyer rule | Required (first-time, income-qualified homebuyers) |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | For eligible full-time workers of Florida-based employers (health care, school staff, first responders, public safety/court, child care), servicemembers and veterans. 0% 30-year deferred second mortgage; not forgivable. |
| Official source | https://www.floridahousing.org/live-local-act/hometown-heroes-program (opens in new tab) |
| Last checked | Oct 19, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other Florida programs
- Florida Assist (FL Assist) — Up to $10,000
- Florida Homeownership Loan Program (FL HLP) Second Mortgage — $12,500