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Tamarac, FL opens homebuyer aid of up to $85,000

Published · Homebuyer update · By the DPA Finder editorial team

The City of Tamarac, Florida starts inviting eligible first-time buyers to apply for down payment and closing cost help of up to $85,000 on Monday, November 2, 2026 at 10 a.m.

The City of Tamarac, Florida says eligible applicants will be invited to apply online for its First-Time Homebuyer Purchase Assistance Program starting Monday, November 2, 2026 at 10 a.m. The program, run by the city's Community Development department, helps income-eligible first-time buyers with down payment and closing costs on a home inside Tamarac city limits.

The most help goes to the lowest incomes. Households at or below 50% of area median income can get up to $85,000, households at or below 80% can get up to $75,000, and households above 80% but at or below 120% can get up to $40,000. The city notes that funding is limited at the 120% level. Its posted chart shows an 80% limit of $71,000 for one person and $101,400 for a household of four, and those limits can change each year with HUD updates.

You count as a first-time buyer if you haven't owned a home in the last three years, with a few exceptions, such as some single parents and displaced homemakers. Buyers need a fixed-rate first mortgage with no prepayment penalty for the most they qualify for, a purchase price of no more than $568,577, no mortgage default in the last seven years, and at least 1% of the contract price from their own money (gifts don't count). The home must be bought within six months of approval.

Before the application link is sent, you have to finish an 8-hour homebuyer class from a HUD-approved counseling agency and one-on-one counseling with one of the city's agencies. Files are handled on a first-come, first-ready, first-complete basis until money runs out or the program year ends. For statewide help you might pair or compare, see our Florida page, Florida Assist, the Florida HLP second mortgage and Florida Hometown Heroes, or read how to apply for down payment assistance.

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