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Mortgage Assistance Program (MAP) (Anne Arundel County, MD)

Arundel Community Development Services (ACDS) · Anne Arundel County, Maryland

Deferred loan Offered

At a glance: Deferred loans up to $50,000, deferred loan (no payments until you sell, refinance or pay off). First-time buyer: Required. Checked against the official page on Nov 3, 2026.

Program details
Assistance typeDeferred loan — No payments until you sell, refinance or pay off
AmountDeferred loans up to $50,000
Income limitAt or below 100% of Area Median Income
Purchase price limitNot verified on the official page — check the source
First-time buyer ruleRequired
StatusOffered
Status noteNot verified on the official page — check the source
DetailsFor down payment and settlement costs. Buyers must graduate from the ACDS Homeownership Counseling Program.
Official sourcehttps://acdsinc.org/housing-resources/homebuyers/mortgage-assistance/ (opens in new tab)
Last checkedNov 3, 2026 (automated fetch)

Go to the official program page ↗ Report a correction

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Common questions

How much is Mortgage Assistance Program (MAP)?

Deferred loans up to $50,000 (per the official page, checked Nov 3, 2026).

Is Mortgage Assistance Program (MAP) a grant or a loan?

Deferred loan: no payments until you sell, refinance or pay off.

Do I have to be a first-time homebuyer for Mortgage Assistance Program (MAP)?

Required.

What is the income limit for Mortgage Assistance Program (MAP)?

At or below 100% of Area Median Income.

How does Mortgage Assistance Program (MAP) work?

For down payment and settlement costs. Buyers must graduate from the ACDS Homeownership Counseling Program.

Is Mortgage Assistance Program (MAP) still available in 2026?

The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.

Who runs Mortgage Assistance Program (MAP)?

Arundel Community Development Services (ACDS), Anne Arundel County, Maryland. Apply through the program or one of its participating lenders.

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