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Anne Arundel County Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in Anne Arundel County, checked against the official page.

Anne Arundel County down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Mortgage Assistance Program (MAP)Deferred loans up to $50,000Deferred loanRequiredAt or below 100% of Area Median IncomeNot statedOffered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

Mortgage Assistance Program (MAP)

Deferred loan

Arundel Community Development Services (ACDS)

Amount
Deferred loans up to $50,000
First-time buyer
Required
Status
Offered
Income limit
At or below 100% of Area Median Income

For down payment and settlement costs. Buyers must graduate from the ACDS Homeownership Counseling Program.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Maryland

Statewide help in Maryland

You may also qualify for 1 statewide Maryland program. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Maryland How to apply

Compare these programs · AMI / income limits · All Maryland programs

HUD-approved homebuyer counselors in Maryland (40)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does Anne Arundel County offer down payment assistance?

Yes. We list 1 local program checked against official pages: Mortgage Assistance Program (MAP) from Arundel Community Development Services (ACDS) (Deferred loans up to $50,000).

Do I have to be a first-time homebuyer for Anne Arundel County assistance?

The official pages state: Mortgage Assistance Program (MAP): Required.

What are the income limits for Anne Arundel County down payment assistance?

Published on the official pages: Mortgage Assistance Program (MAP): At or below 100% of Area Median Income. Confirm current limits with the administrator.

How does Mortgage Assistance Program (MAP) work?

For down payment and settlement costs. Buyers must graduate from the ACDS Homeownership Counseling Program.

Can I combine Anne Arundel County assistance with statewide Maryland programs?

Sometimes. Maryland also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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