St. Louis County Down Payment Assistance (MO): Up to $7,000
Beyond Housing (1st HOME program) · St. Louis County, Missouri
At a glance: Up to $7,000, forgivable loan (forgiven if you meet the terms). First-time buyer: Required. Checked against the official page on Nov 3, 2026.
| Assistance type | Forgivable loan — Forgiven if you meet the terms |
|---|---|
| Amount | Up to $7,000 |
| Income limit | Sliding scale effective June 1, 2026: full amount at or below $56,750 for a household of 4 (90% tier up to $90,800) |
| Purchase price limit | $219,000 existing / $371,000 new construction |
| First-time buyer rule | Required |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | Zero percent interest, 5-year forgivable loan with no monthly payments. Requires a fixed-rate mortgage, a completed HUD-certified homebuyer education course plus one-on-one counseling, an inspection, no flood plain, and closing at least 30 days after you apply. Beyond Housing reports more than $16 million in assistance and 2,250+ DPA loans since 2004. Phone 314-376-5822. |
| Official source | https://homebuyerhelpstl.com/downpayment-assistance/ (opens in new tab) |
| Last checked | Nov 3, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other Missouri programs
- St. Charles County Down Payment Assistance — Up to $10,000
- Jefferson County Down Payment Assistance — Up to $7,000
- First Place Loan with Cash Assistance — amount not verified
- Next Step Loan with Cash Assistance — amount not verified
← All Missouri programs · Check eligibility · Compare with other programs
Common questions
How much is St. Louis County Down Payment Assistance?
Up to $7,000 (per the official page, checked Nov 3, 2026).
Is St. Louis County Down Payment Assistance a grant or a loan?
Forgivable loan: forgiven if you meet the terms.
Do I have to be a first-time homebuyer for St. Louis County Down Payment Assistance?
Required.
What is the income limit for St. Louis County Down Payment Assistance?
Sliding scale effective June 1, 2026: full amount at or below $56,750 for a household of 4 (90% tier up to $90,800).
How does St. Louis County Down Payment Assistance work?
Zero percent interest, 5-year forgivable loan with no monthly payments. Requires a fixed-rate mortgage, a completed HUD-certified homebuyer education course plus one-on-one counseling, an inspection, no flood plain, and closing at least 30 days after you apply. Beyond Housing reports more than $16 million in assistance and 2,250+ DPA loans since 2004. Phone 314-376-5822.
Is St. Louis County Down Payment Assistance still available in 2026?
The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.
Who runs St. Louis County Down Payment Assistance?
Beyond Housing (1st HOME program), St. Louis County, Missouri. Apply through the program or one of its participating lenders.
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