St. Charles County Down Payment Assistance (MO)
Beyond Housing (1st HOME program) · St. Charles County, Missouri
At a glance: Up to $10,000, forgivable loan (forgiven if you meet the terms). First-time buyer: Not required in St. Charles County. Checked against the official page on Nov 3, 2026.
| Assistance type | Forgivable loan — Forgiven if you meet the terms |
|---|---|
| Amount | Up to $10,000 |
| Income limit | Not verified on the official page — check the source |
| Purchase price limit | $285,000 existing / $355,000 new construction |
| First-time buyer rule | Not required in St. Charles County |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | Zero percent interest, 5-year forgivable loan with no monthly payments. Also covers the City of O'Fallon. |
| Official source | https://homebuyerhelpstl.com/downpayment-assistance/ (opens in new tab) |
| Last checked | Nov 3, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other Missouri programs
- St. Louis County Down Payment Assistance — Up to $7,000
- Jefferson County Down Payment Assistance — Up to $7,000
- First Place Loan with Cash Assistance — amount not verified
- Next Step Loan with Cash Assistance — amount not verified
← All Missouri programs · Check eligibility · Compare with other programs
Common questions
How much is St. Charles County Down Payment Assistance?
Up to $10,000 (per the official page, checked Nov 3, 2026).
Is St. Charles County Down Payment Assistance a grant or a loan?
Forgivable loan: forgiven if you meet the terms.
Do I have to be a first-time homebuyer for St. Charles County Down Payment Assistance?
Not required in St. Charles County.
How does St. Charles County Down Payment Assistance work?
Zero percent interest, 5-year forgivable loan with no monthly payments. Also covers the City of O'Fallon.
Is St. Charles County Down Payment Assistance still available in 2026?
The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.
Who runs St. Charles County Down Payment Assistance?
Beyond Housing (1st HOME program), St. Charles County, Missouri. Apply through the program or one of its participating lenders.
Free down payment aid updates
New, changed and closed down payment assistance programs, from official sources. Free. Unsubscribe anytime.