1 local down payment assistance program for homebuyers in St. Charles County, checked against the official page.
| Program | Amount | Type | First-time buyer | Income limit | Price limit | Status |
|---|---|---|---|---|---|---|
| St. Charles County Down Payment Assistance | Up to $10,000 | Forgivable loan | Not required in St. Charles County | Not stated | $285,000 existing / $355,000 new construction | Offered |
Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.
Beyond Housing (1st HOME program)
Zero percent interest, 5-year forgivable loan with no monthly payments. Also covers the City of O'Fallon.
Last checked Nov 3, 2026 · Official source (opens in new tab) ↗
You may also qualify for 2 statewide Missouri programs. Local and state assistance can sometimes be layered; confirm with each administrator.
Check eligibility for Missouri How to apply
Compare these programs · AMI / income limits · All Missouri programs
Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.
Yes. We list 1 local program checked against official pages: St. Charles County Down Payment Assistance from Beyond Housing (1st HOME program) (Up to $10,000).
The official pages state: St. Charles County Down Payment Assistance: Not required in St. Charles County.
Published on the official pages: St. Charles County Down Payment Assistance: $285,000 existing / $355,000 new construction.
Zero percent interest, 5-year forgivable loan with no monthly payments. Also covers the City of O'Fallon.
Sometimes. Missouri also has 2 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.
New, changed and closed down payment assistance programs, from official sources. Free. Unsubscribe anytime.