Down Payment Assistance Program (NC): Up to $80,000
City of Durham Community Development Department · City of Durham, North Carolina
At a glance: Up to $80,000. First-time buyer: Required (no home owned in the last three years). Checked against the official page on Nov 3, 2026.
| Assistance type | Not verified on the official page — check the source |
|---|---|
| Amount | Up to $80,000 |
| Income limit | 80% of AMI or below ($101,700 for a family of 4, FY2026) |
| Purchase price limit | Not verified on the official page — check the source |
| First-time buyer rule | Required (no home owned in the last three years) |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | First-come, first-served through approved lenders until the funding is depleted. |
| Official source | https://www.durhamnc.gov/4609/Down-Payment-Assistance-Program (opens in new tab) |
| Last checked | Nov 3, 2026 (manual read (site blocks automated fetch)) |
Go to the official program page ↗ Report a correction
Other North Carolina programs
- House Charlotte — Up to $80,000
- Homebuyer Assistance Program — Up to $45,000 (up to $60,000 in Enhanced areas)
- NC 1st Home Advantage Down Payment — $15,000
- NC Home Advantage Mortgage Down Payment Assistance — Up to 3% of the loan amount
← All North Carolina programs · Check eligibility · Compare with other programs
Common questions
How much is Down Payment Assistance Program?
Up to $80,000 (per the official page, checked Nov 3, 2026).
Do I have to be a first-time homebuyer for Down Payment Assistance Program?
Required (no home owned in the last three years).
What is the income limit for Down Payment Assistance Program?
80% of AMI or below ($101,700 for a family of 4, FY2026).
How does Down Payment Assistance Program work?
First-come, first-served through approved lenders until the funding is depleted.
Is Down Payment Assistance Program still available in 2026?
The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.
Who runs Down Payment Assistance Program?
City of Durham Community Development Department, City of Durham, North Carolina. Apply through the program or one of its participating lenders.
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