Down Payment Assistance (City of Lincoln, NE)

NeighborWorks Lincoln · City of Lincoln, Nebraska

Deferred loan Offered

At a glance: 5% down payment plus closing costs, deferred loan (no payments until you sell, refinance or pay off). Checked against the official page on Nov 3, 2026.

Program details
Assistance type	Deferred loan — No payments until you sell, refinance or pay off
Amount	5% down payment plus closing costs
Income limit	Not verified on the official page — check the source
Purchase price limit	$265,905 (existing home, as of September 1, 2026)
First-time buyer rule	Not verified on the official page — check the source
Status	Offered
Status note	Not verified on the official page — check the source
Details	Interest-free, payment-deferred loan; repayment is due on sale. Amounts and forgiveness depend on property location. Assistance is not guaranteed.
Official source	https://nwlincoln.org/our-work/homeownership/dpa.html (opens in new tab)
Last checked	Nov 3, 2026 (automated fetch)

Go to the official program page ↗ Report a correction

Other Nebraska programs

Homebuyer Assistance (HBA) — Up to 5% of the purchase price

← All Nebraska programs · Check eligibility · Compare with other programs

Common questions

How much is Down Payment Assistance?

5% down payment plus closing costs (per the official page, checked Nov 3, 2026).

Is Down Payment Assistance a grant or a loan?

Deferred loan: no payments until you sell, refinance or pay off.

How does Down Payment Assistance work?

Interest-free, payment-deferred loan; repayment is due on sale. Amounts and forgiveness depend on property location. Assistance is not guaranteed.

Is Down Payment Assistance still available in 2026?

The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.

Who runs Down Payment Assistance?

NeighborWorks Lincoln, City of Lincoln, Nebraska. Apply through the program or one of its participating lenders.