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City of Lincoln Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in the City of Lincoln, checked against the official page.

City of Lincoln down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Down Payment Assistance5% down payment plus closing costsDeferred loanNot statedNot stated$265,905 (existing home, as of September 1, 2026)Offered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

NeighborWorks Lincoln

Amount
5% down payment plus closing costs
First-time buyer
Not stated on source
Status
Offered
Purchase price limit
$265,905 (existing home, as of September 1, 2026)

Interest-free, payment-deferred loan; repayment is due on sale. Amounts and forgiveness depend on property location. Assistance is not guaranteed.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Statewide help in Nebraska

You may also qualify for 1 statewide Nebraska program. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Nebraska How to apply

Compare these programs · AMI / income limits · All Nebraska programs

HUD-approved homebuyer counselors in Lincoln, Nebraska (1)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does City of Lincoln offer down payment assistance?

Yes. We list 1 local program checked against official pages: Down Payment Assistance from NeighborWorks Lincoln (5% down payment plus closing costs).

What are the purchase price limits for City of Lincoln assistance?

Published on the official pages: Down Payment Assistance: $265,905 (existing home, as of September 1, 2026).

How does Down Payment Assistance work?

Interest-free, payment-deferred loan; repayment is due on sale. Amounts and forgiveness depend on property location. Assistance is not guaranteed.

Can I combine City of Lincoln assistance with statewide Nebraska programs?

Sometimes. Nebraska also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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