First Home First Loan (Summit County, OH)
County of Summit Department of Community & Economic Development · Summit County, Ohio
At a glance: 3:1 match up to $12,000, deferred loan (no payments until you sell, refinance or pay off). First-time buyer: Required. Checked against the official page on Nov 3, 2026.
| Assistance type | Deferred loan — No payments until you sell, refinance or pay off |
|---|---|
| Amount | 3:1 match up to $12,000 |
| Income limit | Not verified on the official page — check the source |
| Purchase price limit | $163,000 |
| First-time buyer rule | Required |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | 0% interest deferred loan, due on sale or transfer or if the home stops being the primary residence. Akron, Barberton and Cuyahoga Falls are not eligible (they run their own programs). |
| Official source | https://co.summitoh.net/pages/FHFL.html (opens in new tab) |
| Last checked | Nov 3, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other Ohio programs
- Down Payment Assistance Program — Up to 10% of the purchase price (or up to $20,900)
- First-Time Homebuyers Program — Up to $10,000 for a condo or single-family home; up to $14,000 for a two-family home
- OHFA Down Payment Assistance — 3% (conventional) or 3.5% (FHA, VA, USDA)
← All Ohio programs · Check eligibility · Compare with other programs
Common questions
How much is First Home First Loan?
3:1 match up to $12,000 (per the official page, checked Nov 3, 2026).
Is First Home First Loan a grant or a loan?
Deferred loan: no payments until you sell, refinance or pay off.
Do I have to be a first-time homebuyer for First Home First Loan?
Required.
How does First Home First Loan work?
0% interest deferred loan, due on sale or transfer or if the home stops being the primary residence. Akron, Barberton and Cuyahoga Falls are not eligible (they run their own programs).
Is First Home First Loan still available in 2026?
The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.
Who runs First Home First Loan?
County of Summit Department of Community & Economic Development, Summit County, Ohio. Apply through the program or one of its participating lenders.
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