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Summit County Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in Summit County, checked against the official page.

Summit County down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
First Home First Loan3:1 match up to $12,000Deferred loanRequiredNot stated$163,000Offered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

First Home First Loan

Deferred loan

County of Summit Department of Community & Economic Development

Amount
3:1 match up to $12,000
First-time buyer
Required
Status
Offered
Purchase price limit
$163,000

0% interest deferred loan, due on sale or transfer or if the home stops being the primary residence. Akron, Barberton and Cuyahoga Falls are not eligible (they run their own programs).

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Ohio

Statewide help in Ohio

You may also qualify for 1 statewide Ohio program. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Ohio How to apply

Compare these programs · AMI / income limits · All Ohio programs

HUD-approved homebuyer counselors in Ohio (54)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does Summit County offer down payment assistance?

Yes. We list 1 local program checked against official pages: First Home First Loan from County of Summit Department of Community & Economic Development (3:1 match up to $12,000).

Do I have to be a first-time homebuyer for Summit County assistance?

The official pages state: First Home First Loan: Required.

What are the purchase price limits for Summit County assistance?

Published on the official pages: First Home First Loan: $163,000.

How does First Home First Loan work?

0% interest deferred loan, due on sale or transfer or if the home stops being the primary residence. Akron, Barberton and Cuyahoga Falls are not eligible (they run their own programs).

Can I combine Summit County assistance with statewide Ohio programs?

Sometimes. Ohio also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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