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City of Lakewood Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in the City of Lakewood, checked against the official page.

City of Lakewood down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
First-Time Homebuyers ProgramUp to $10,000 for a condo or single-family home; up to $14,000 for a two-family homeDeferred loanRequired$84,000 for a household of 4 (2026)$219,000 for a condo or single-family home; $280,000 for a two-familyOffered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

First-Time Homebuyers Program

Deferred loan

City of Lakewood Division of Community Development

Amount
Up to $10,000 for a condo or single-family home; up to $14,000 for a two-family home
First-time buyer
Required
Status
Offered
Income limit
$84,000 for a household of 4 (2026)
Purchase price limit
$219,000 for a condo or single-family home; $280,000 for a two-family

0% interest, no monthly payment second mortgage, repaid when the property is sold.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Ohio

Statewide help in Ohio

You may also qualify for 1 statewide Ohio program. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Ohio How to apply

Compare these programs · AMI / income limits · All Ohio programs

HUD-approved homebuyer counselors in Ohio (54)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does City of Lakewood offer down payment assistance?

Yes. We list 1 local program checked against official pages: First-Time Homebuyers Program from City of Lakewood Division of Community Development (Up to $10,000 for a condo or single-family home; up to $14,000 for a two-family home).

Do I have to be a first-time homebuyer for City of Lakewood assistance?

The official pages state: First-Time Homebuyers Program: Required.

What are the income limits for City of Lakewood down payment assistance?

Published on the official pages: First-Time Homebuyers Program: $84,000 for a household of 4 (2026). Confirm current limits with the administrator.

What are the purchase price limits for City of Lakewood assistance?

Published on the official pages: First-Time Homebuyers Program: $219,000 for a condo or single-family home; $280,000 for a two-family.

How does First-Time Homebuyers Program work?

0% interest, no monthly payment second mortgage, repaid when the property is sold.

Can I combine City of Lakewood assistance with statewide Ohio programs?

Sometimes. Ohio also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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