Homebuyer Assistance Program (HAP) (TX): Up to $25,000

City of Fort Worth Neighborhood Services · City of Fort Worth, Texas

Forgivable loan Offered

At a glance: Up to $25,000, forgivable loan (forgiven if you meet the terms). First-time buyer: Required (or no home owned in the last three years). Checked against the official page on Nov 3, 2026.

Program details
Assistance type	Forgivable loan — Forgiven if you meet the terms
Amount	Up to $25,000
Income limit	At or below 80% of AMI ($88,250 for a household of 4)
Purchase price limit	Not verified on the official page — check the source
First-time buyer rule	Required (or no home owned in the last three years)
Status	Offered
Status note	Not verified on the official page — check the source
Details	Forgivable loan: live in the home 10 years for up to $25,000, or five years for up to $14,999. Buyer contributes the lesser of $1,000 or 2% of the price.
Official source	https://www.fortworthtexas.gov/departments/neighborhoods/services/hap (opens in new tab)
Last checked	Nov 3, 2026 (manual read (site blocks automated fetch))

Go to the official program page ↗ Report a correction

Other Texas programs

Homebuyer Assistance Program (HAP) — Up to $75,000, based on financial need
Dallas Homebuyer Assistance Program (DHAP) — Up to $60,000 in High Opportunity Areas; up to $50,000 elsewhere in Dallas
Down Payment Assistance — Up to $40,000
Welcome Home El Paso Grant Program — Up to 5% of the purchase price
Homeownership Incentive Program (HIP 80) — $1,000-$30,000
Homeownership Incentive Program (HIP 120) — $1,000-$15,000
My First Texas Home — 2% to 5% (subject to availability)

← All Texas programs · Check eligibility · Compare with other programs

Common questions

How much is Homebuyer Assistance Program (HAP)?

Up to $25,000 (per the official page, checked Nov 3, 2026).

Is Homebuyer Assistance Program (HAP) a grant or a loan?

Forgivable loan: forgiven if you meet the terms.

Do I have to be a first-time homebuyer for Homebuyer Assistance Program (HAP)?

Required (or no home owned in the last three years).

What is the income limit for Homebuyer Assistance Program (HAP)?

At or below 80% of AMI ($88,250 for a household of 4).

How does Homebuyer Assistance Program (HAP) work?

Forgivable loan: live in the home 10 years for up to $25,000, or five years for up to $14,999. Buyer contributes the lesser of $1,000 or 2% of the price.

Is Homebuyer Assistance Program (HAP) still available in 2026?

The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.

Who runs Homebuyer Assistance Program (HAP)?

City of Fort Worth Neighborhood Services, City of Fort Worth, Texas. Apply through the program or one of its participating lenders.