City of Fort Worth Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in the City of Fort Worth, checked against the official page.

City of Fort Worth down payment assistance at a glance (2026)

Program	Amount	Type	First-time buyer	Income limit	Price limit	Status
Homebuyer Assistance Program (HAP)	Up to $25,000	Forgivable loan	Required (or no home owned in the last three years)	At or below 80% of AMI ($88,250 for a household of 4)	Not stated	Offered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

Homebuyer Assistance Program (HAP)

Forgivable loan

City of Fort Worth Neighborhood Services

Amount: Up to $25,000
First-time buyer: Required (or no home owned in the last three years)
Status: Offered
Income limit: At or below 80% of AMI ($88,250 for a household of 4)

Forgivable loan: live in the home 10 years for up to $25,000, or five years for up to $14,999. Buyer contributes the lesser of $1,000 or 2% of the price.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Texas

City of Austin — 1 program(s)
City of Dallas — 1 program(s)
City of El Paso — 1 program(s)
City of Houston — 1 program(s)
City of San Antonio — 2 program(s)

Statewide help in Texas

You may also qualify for 1 statewide Texas program. Local and state assistance can sometimes be layered; confirm with each administrator.

My First Texas Home (Texas Department of Housing and Community Affairs (TDHCA)) — 2% to 5% (subject to availability)

Check eligibility for Texas How to apply

Compare these programs · AMI / income limits · All Texas programs

HUD-approved homebuyer counselors in Fort Worth, Texas (3)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

FORT WORTH AREA HABITAT FOR HUMANITY INC · Fort Worth · 817-926-9219x119 · website ↗ · Spanish
HOUSING CHANNEL · Fort Worth · 817-924-5091 · website ↗
HOUSING OPPORTUNITIES OF FORT WORTH · Fort Worth · 817-923-9192 · website ↗ · Spanish

Common questions

Does City of Fort Worth offer down payment assistance?

Yes. We list 1 local program checked against official pages: Homebuyer Assistance Program (HAP) from City of Fort Worth Neighborhood Services (Up to $25,000).

Do I have to be a first-time homebuyer for City of Fort Worth assistance?

The official pages state: Homebuyer Assistance Program (HAP): Required (or no home owned in the last three years).

What are the income limits for City of Fort Worth down payment assistance?

Published on the official pages: Homebuyer Assistance Program (HAP): At or below 80% of AMI ($88,250 for a household of 4). Confirm current limits with the administrator.

How does Homebuyer Assistance Program (HAP) work?