City of El Paso Down Payment Assistance Programs
1 local down payment assistance program for homebuyers in the City of El Paso, checked against the official page.
City of El Paso down payment assistance at a glance (2026)
| Program | Amount | Type | First-time buyer | Income limit | Price limit | Status |
|---|
| Welcome Home El Paso Grant Program | Up to 5% of the purchase price | Grant | Not stated | $90,100 (1-2 people); $103,615 (3+ people) | $349,525 | Offered |
|---|
Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.
Local programs
El Paso Housing Finance Corporation
- Amount
- Up to 5% of the purchase price
- First-time buyer
- Not stated on source
- Status
- Offered
- Income limit
- $90,100 (1-2 people); $103,615 (3+ people)
- Purchase price limit
- $349,525
Home must be in El Paso city limits; minimum FICO 620 and online homebuyer course. Apply through an approved lender.
Last checked Nov 3, 2026 · Official source (opens in new tab) ↗
Other local programs in Texas
Statewide help in Texas
You may also qualify for 1 statewide Texas program. Local and state assistance can sometimes be layered; confirm with each administrator.
- My First Texas Home (Texas Department of Housing and Community Affairs (TDHCA)) — 2% to 5% (subject to availability)
Check eligibility for Texas How to apply
Compare these programs · AMI / income limits · All Texas programs
HUD-approved homebuyer counselors in El Paso, Texas (2)
Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.
Common questions
Does City of El Paso offer down payment assistance?
Yes. We list 1 local program checked against official pages: Welcome Home El Paso Grant Program from El Paso Housing Finance Corporation (Up to 5% of the purchase price).
What are the income limits for City of El Paso down payment assistance?
Published on the official pages: Welcome Home El Paso Grant Program: $90,100 (1-2 people); $103,615 (3+ people). Confirm current limits with the administrator.
What are the purchase price limits for City of El Paso assistance?
Published on the official pages: Welcome Home El Paso Grant Program: $349,525.
How does Welcome Home El Paso Grant Program work?
Home must be in El Paso city limits; minimum FICO 620 and online homebuyer course. Apply through an approved lender.
Can I combine City of El Paso assistance with statewide Texas programs?
Sometimes. Texas also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.
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