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City of El Paso Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in the City of El Paso, checked against the official page.

City of El Paso down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Welcome Home El Paso Grant ProgramUp to 5% of the purchase priceGrantNot stated$90,100 (1-2 people); $103,615 (3+ people)$349,525Offered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

El Paso Housing Finance Corporation

Amount
Up to 5% of the purchase price
First-time buyer
Not stated on source
Status
Offered
Income limit
$90,100 (1-2 people); $103,615 (3+ people)
Purchase price limit
$349,525

Home must be in El Paso city limits; minimum FICO 620 and online homebuyer course. Apply through an approved lender.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Texas

Statewide help in Texas

You may also qualify for 1 statewide Texas program. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Texas How to apply

Compare these programs · AMI / income limits · All Texas programs

HUD-approved homebuyer counselors in El Paso, Texas (2)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does City of El Paso offer down payment assistance?

Yes. We list 1 local program checked against official pages: Welcome Home El Paso Grant Program from El Paso Housing Finance Corporation (Up to 5% of the purchase price).

What are the income limits for City of El Paso down payment assistance?

Published on the official pages: Welcome Home El Paso Grant Program: $90,100 (1-2 people); $103,615 (3+ people). Confirm current limits with the administrator.

What are the purchase price limits for City of El Paso assistance?

Published on the official pages: Welcome Home El Paso Grant Program: $349,525.

How does Welcome Home El Paso Grant Program work?

Home must be in El Paso city limits; minimum FICO 620 and online homebuyer course. Apply through an approved lender.

Can I combine City of El Paso assistance with statewide Texas programs?

Sometimes. Texas also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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