Moderate-Income Purchase Assistance Program (MIPAP) (VA)
Arlington County Housing Division · Arlington County, Virginia
At a glance: Up to 25% of the purchase price (capped at $120,000 for 1-3 persons; $130,000 for 4+), deferred loan (no payments until you sell, refinance or pay off). First-time buyer: Required (no home owned in the previous 3 years). Checked against the official page on Nov 3, 2026.
| Assistance type | Deferred loan — No payments until you sell, refinance or pay off |
|---|---|
| Amount | Up to 25% of the purchase price (capped at $120,000 for 1-3 persons; $130,000 for 4+) |
| Income limit | $132,880 for a household of 4 (2026) |
| Purchase price limit | $650,000 |
| First-time buyer rule | Required (no home owned in the previous 3 years) |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | 0% interest, no monthly payments, due at 30 year term, resale or refinance, with shared appreciation. Buyer contributes at least 1% of the price; maximum liquid assets $50,000. |
| Official source | https://www.arlingtonva.us/Government/Programs/Housing/Housing-Assistance/Home-Ownership/M (opens in new tab) |
| Last checked | Nov 3, 2026 (manual read (site blocks automated fetch)) |
Go to the official program page ↗ Report a correction
Other Virginia programs
- Down Payment Assistance (First-Time Homebuyers) — Up to $50,000
- Down Payment Assistance Grant — amount not verified
- Virginia Housing Plus Second Mortgage — Up to 5% of the purchase price
← All Virginia programs · Check eligibility · Compare with other programs
Common questions
How much is Moderate-Income Purchase Assistance Program (MIPAP)?
Up to 25% of the purchase price (capped at $120,000 for 1-3 persons; $130,000 for 4+) (per the official page, checked Nov 3, 2026).
Is Moderate-Income Purchase Assistance Program (MIPAP) a grant or a loan?
Deferred loan: no payments until you sell, refinance or pay off.
Do I have to be a first-time homebuyer for Moderate-Income Purchase Assistance Program (MIPAP)?
Required (no home owned in the previous 3 years).
What is the income limit for Moderate-Income Purchase Assistance Program (MIPAP)?
$132,880 for a household of 4 (2026).
How does Moderate-Income Purchase Assistance Program (MIPAP) work?
0% interest, no monthly payments, due at 30 year term, resale or refinance, with shared appreciation. Buyer contributes at least 1% of the price; maximum liquid assets $50,000.
Is Moderate-Income Purchase Assistance Program (MIPAP) still available in 2026?
The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.
Who runs Moderate-Income Purchase Assistance Program (MIPAP)?
Arlington County Housing Division, Arlington County, Virginia. Apply through the program or one of its participating lenders.
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