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Arlington County Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in Arlington County, checked against the official page.

Arlington County down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Moderate-Income Purchase Assistance Program (MIPAP)Up to 25% of the purchase price (capped at $120,000 for 1-3 persons; $130,000 for 4+)Deferred loanRequired (no home owned in the previous 3 years)$132,880 for a household of 4 (2026)$650,000Offered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

Moderate-Income Purchase Assistance Program (MIPAP)

Deferred loan

Arlington County Housing Division

Amount
Up to 25% of the purchase price (capped at $120,000 for 1-3 persons; $130,000 for 4+)
First-time buyer
Required (no home owned in the previous 3 years)
Status
Offered
Income limit
$132,880 for a household of 4 (2026)
Purchase price limit
$650,000

0% interest, no monthly payments, due at 30 year term, resale or refinance, with shared appreciation. Buyer contributes at least 1% of the price; maximum liquid assets $50,000.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Virginia

Statewide help in Virginia

You may also qualify for 2 statewide Virginia programs. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Virginia How to apply

Compare these programs · AMI / income limits · All Virginia programs

HUD-approved homebuyer counselors in Virginia (48)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does Arlington County offer down payment assistance?

Yes. We list 1 local program checked against official pages: Moderate-Income Purchase Assistance Program (MIPAP) from Arlington County Housing Division (Up to 25% of the purchase price (capped at $120,000 for 1-3 persons; $130,000 for 4+)).

Do I have to be a first-time homebuyer for Arlington County assistance?

The official pages state: Moderate-Income Purchase Assistance Program (MIPAP): Required (no home owned in the previous 3 years).

What are the income limits for Arlington County down payment assistance?

Published on the official pages: Moderate-Income Purchase Assistance Program (MIPAP): $132,880 for a household of 4 (2026). Confirm current limits with the administrator.

What are the purchase price limits for Arlington County assistance?

Published on the official pages: Moderate-Income Purchase Assistance Program (MIPAP): $650,000.

How does Moderate-Income Purchase Assistance Program (MIPAP) work?

0% interest, no monthly payments, due at 30 year term, resale or refinance, with shared appreciation. Buyer contributes at least 1% of the price; maximum liquid assets $50,000.

Can I combine Arlington County assistance with statewide Virginia programs?

Sometimes. Virginia also has 2 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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