1 local down payment assistance program for homebuyers in New Castle County, checked against the official page.
| Program | Amount | Type | First-time buyer | Income limit | Price limit | Status |
|---|---|---|---|---|---|---|
| Down Payment and Settlement Assistance (DPS) | Up to $15,000 | Repayable loan | Required | Less than 80% of area median income | Not stated | Offered |
Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.
New Castle County
0% interest 15-year loan; first three years deferred, then monthly payments. Property must be outside the City of Wilmington. Homeownership education required.
Last checked Nov 3, 2026 · Official source (opens in new tab) ↗
You may also qualify for 1 statewide Delaware program. Local and state assistance can sometimes be layered; confirm with each administrator.
Check eligibility for Delaware How to apply
Compare these programs · AMI / income limits · All Delaware programs
Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.
Yes. We list 1 local program checked against official pages: Down Payment and Settlement Assistance (DPS) from New Castle County (Up to $15,000).
The official pages state: Down Payment and Settlement Assistance (DPS): Required.
Published on the official pages: Down Payment and Settlement Assistance (DPS): Less than 80% of area median income. Confirm current limits with the administrator.
0% interest 15-year loan; first three years deferred, then monthly payments. Property must be outside the City of Wilmington. Homeownership education required.
Sometimes. Delaware also has 1 statewide program listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.
New, changed and closed down payment assistance programs, from official sources. Free. Unsubscribe anytime.