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Inland Empire reopens DPA of up to $40,000

Published · Homebuyer update · By the DPA Finder editorial team

A second round of Inland Empire Down Payment Assistance opened Oct. 30, 2026, with up to $40,000 in deferred 0% loans for first-time buyers in Riverside and San Bernardino counties.

The Inland Empire Community Foundation (IECF), with Neighborhood Partnership Housing Services (NPHS) and Neighborhood Housing Services of the Inland Empire (NHSIE), opened a second round of the Inland Empire Down Payment Assistance Program (IEDPA) on October 30, 2026. IECF says the round is backed by $1.025 million from U.S. Bank, and applications are being accepted.

Eligible first-time homebuyers can receive up to $40,000 as a deferred 0% loan for 30 years, with no monthly payments during that period. The home must be in Riverside or San Bernardino County. Per the program flyer and NPHS, funds are first come, first served once you have an accepted purchase contract.

Buyers must be first-time homebuyers who have not owned a home in the last 3 years and complete a HUD-approved homebuyer education and counseling course. Income rules, as posted by NPHS: household income at or below 80% of area median income (AMI), or 120% AMI and higher if the home is in a low-to-moderate income census tract (the flyer also mentions majority-minority census tracts).

Apply through NPHS at nphsinc.org/iedpa, and confirm current funding and your exact income limit before you rely on the award. California buyers can also compare statewide and local options on our California page, including the Riverside County First-Time Home Buyer Program and CalHFA MyHome, or read how to apply for down payment assistance.

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