First-Time Home Buyer Program (Riverside County, CA)

Riverside County Housing & Workforce Solutions (HWS) · Riverside County, California

Type not verified Offered

At a glance: Up to 20% of the sales price. First-time buyer: Required. Checked against the official page on Nov 3, 2026.

Program details
Assistance type	Not verified on the official page — check the source
Amount	Up to 20% of the sales price
Income limit	80% AMI (HOME) or 120% AMI (PLHA); $98,400 / $127,800 for a household of 4
Purchase price limit	$607,050 (single-family); $470,250 (condo/townhouse)
First-time buyer rule	Required
Status	Offered
Status note	Not verified on the official page — check the source
Details	Second mortgage with no payments until sale or cash-out refinance; converts to a grant after the 15 year affordability period. Unincorporated areas and cooperating cities only.
Official source	https://rivcohws.org/downpayment-assistance (opens in new tab)
Last checked	Nov 3, 2026 (manual read (site blocks automated fetch))

Go to the official program page ↗ Report a correction

Other California programs

Low Income Purchase Assistance (LIPA) — Up to $161,000
Downpayment Assistance Loan Program (DALP) — Up to $500,000
First-Time Homebuyer Programs — amount not verified
Mortgage Assistance Program (MAP) — Up to $120,000 (80% AMI) or $80,000 (120% AMI)
MyHome Assistance Program — Up to the lesser of 3.5% (FHA) or 3% (conventional) of the purchase price or appraised value
California Dream For All Shared Appreciation Loan — Up to 20% of the purchase price, not to exceed $150,000

Related updates

Inland Empire reopens DPA of up to $40,000 · Nov 5, 2026

← All California programs · Check eligibility · Compare with other programs

Common questions

How much is First-Time Home Buyer Program?

Up to 20% of the sales price (per the official page, checked Nov 3, 2026).

Do I have to be a first-time homebuyer for First-Time Home Buyer Program?

Required.

What is the income limit for First-Time Home Buyer Program?

80% AMI (HOME) or 120% AMI (PLHA); $98,400 / $127,800 for a household of 4.

How does First-Time Home Buyer Program work?

Second mortgage with no payments until sale or cash-out refinance; converts to a grant after the 15 year affordability period. Unincorporated areas and cooperating cities only.

Is First-Time Home Buyer Program still available in 2026?

The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.

Who runs First-Time Home Buyer Program?

Riverside County Housing & Workforce Solutions (HWS), Riverside County, California. Apply through the program or one of its participating lenders.