First-Time Homebuyer Programs (City of San Diego, CA)
San Diego Housing Commission (SDHC) · City of San Diego, California
| Assistance type | Deferred loan — No payments until you sell, refinance or pay off |
|---|---|
| Amount | Not verified on the official page — check the source |
| Income limit | Not verified on the official page — check the source |
| Purchase price limit | Not verified on the official page — check the source |
| First-time buyer rule | Required |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | Deferred down payment loans plus closing cost assistance grants for low- and middle-income first-time buyers in the City of San Diego; terms differ by program and income. |
| Official source | https://sdhc.org/housing-opportunities/first-time-homebuyers/ (opens in new tab) |
| Last checked | Oct 21, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other California programs
- Low Income Purchase Assistance (LIPA) — Up to $161,000
- Downpayment Assistance Loan Program (DALP) — Up to $500,000
- MyHome Assistance Program — Up to the lesser of 3.5% (FHA) or 3% (conventional) of the purchase price or appraised value
- California Dream For All Shared Appreciation Loan — Up to 20% of the purchase price, not to exceed $150,000