Low Income Purchase Assistance (LIPA) (CA)
Los Angeles Housing Department (LAHD) · City of Los Angeles, California
| Assistance type | Deferred loan — No payments until you sell, refinance or pay off |
|---|---|
| Amount | Up to $161,000 |
| Income limit | Up to 80% of AMI ($133,250 or less for a household of 4, 2026 limits) |
| Purchase price limit | $956,465 |
| First-time buyer rule | Required (no ownership interest in the last three years) |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | 0% interest, deferred, with shared appreciation; due on sale, title transfer, first mortgage repayment, or in 30 years. Minimum middle FICO 660; buyer contributes at least 1% of the price. Loans are reserved in scheduled rounds. |
| Official source | https://housing.lacity.gov/housing/helping-low-income-first-time-homebuyers (opens in new tab) |
| Last checked | Oct 21, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other California programs
- Downpayment Assistance Loan Program (DALP) — Up to $500,000
- First-Time Homebuyer Programs — amount not verified
- MyHome Assistance Program — Up to the lesser of 3.5% (FHA) or 3% (conventional) of the purchase price or appraised value
- California Dream For All Shared Appreciation Loan — Up to 20% of the purchase price, not to exceed $150,000