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Riverside County Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in Riverside County, checked against the official page.

Riverside County down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
First-Time Home Buyer ProgramUp to 20% of the sales priceNot statedRequired80% AMI (HOME) or 120% AMI (PLHA); $98,400 / $127,800 for a household of 4$607,050 (single-family); $470,250 (condo/townhouse)Offered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

First-Time Home Buyer Program

Type not verified

Riverside County Housing & Workforce Solutions (HWS)

Amount
Up to 20% of the sales price
First-time buyer
Required
Status
Offered
Income limit
80% AMI (HOME) or 120% AMI (PLHA); $98,400 / $127,800 for a household of 4
Purchase price limit
$607,050 (single-family); $470,250 (condo/townhouse)

Second mortgage with no payments until sale or cash-out refinance; converts to a grant after the 15 year affordability period. Unincorporated areas and cooperating cities only.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in California

Statewide help in California

You may also qualify for 2 statewide California programs. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for California How to apply

Compare these programs · AMI / income limits · All California programs

HUD-approved homebuyer counselors in California (74)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does Riverside County offer down payment assistance?

Yes. We list 1 local program checked against official pages: First-Time Home Buyer Program from Riverside County Housing & Workforce Solutions (HWS) (Up to 20% of the sales price).

Do I have to be a first-time homebuyer for Riverside County assistance?

The official pages state: First-Time Home Buyer Program: Required.

What are the income limits for Riverside County down payment assistance?

Published on the official pages: First-Time Home Buyer Program: 80% AMI (HOME) or 120% AMI (PLHA); $98,400 / $127,800 for a household of 4. Confirm current limits with the administrator.

What are the purchase price limits for Riverside County assistance?

Published on the official pages: First-Time Home Buyer Program: $607,050 (single-family); $470,250 (condo/townhouse).

How does First-Time Home Buyer Program work?

Second mortgage with no payments until sale or cash-out refinance; converts to a grant after the 15 year affordability period. Unincorporated areas and cooperating cities only.

Can I combine Riverside County assistance with statewide California programs?

Sometimes. California also has 2 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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