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Repayable loanAlabama Housing Finance Authority (AHFA) · Alabama
- Amount
- 4% of the sales price, up to $10,000
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
Repayable Down Payment Assistance Loans
15 repayable second loans in 15 states. Repayable loan: monthly payments. Each listing links to the official program page and shows when we last checked it.
Browse by type: Grants · Forgivable loans · Deferred loans · Repayable loans · No first-time buyer rule · Veterans · Compare programs
Down Payment Assistance Program (DAP) Loan
Repayable loanConnecticut Housing Finance Authority (CHFA) · Connecticut
- Amount
- 4.00% of the lesser of sales price or appraised value; at least $3,000, up to $15,000
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
Florida Housing Finance Corporation · Florida
- Amount
- $12,500
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
Idaho Housing Down Payment and Closing Cost Assistance
Repayable loanIdaho Housing and Finance Association (IHFA) · Idaho
- Amount
- Up to 8% of the sales price
- First-time buyer
- Not required
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
IHDA Access Repayable
Repayable loanIllinois Housing Development Authority (IHDA) · Illinois
- Amount
- Up to $10,000
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
KHC Down Payment Assistance
Repayable loanKentucky Housing Corporation (KHC) · Kentucky
- Amount
- Up to $12,500
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
Monthly Payment Loan
Repayable loanMinnesota Housing · Minnesota
- Amount
- Up to $14,000
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
Bond Advantage Down Payment Assistance
Repayable loanMontana Board of Housing (Montana Department of Commerce) · Montana
- Amount
- Up to 5% of the purchase price, maximum $15,000
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
Keystone Advantage Assistance Loan
Repayable loanPennsylvania Housing Finance Agency (PHFA) · Pennsylvania
- Amount
- Lesser of 4% of the purchase price or market value, or $6,000
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
Extra Assistance
Repayable loanRhode Island Housing (RIHousing) · Rhode Island
- Amount
- Lesser of 6% of the purchase price or $20,000
- First-time buyer
- Required
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
Great Choice Plus (Amortizing)
Repayable loanTennessee Housing Development Agency (THDA) · Tennessee
- Amount
- Up to 5% of the sales price, maximum $15,000
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
UHC Down Payment Assistance (Amortizing)
Repayable loanUtah Housing Corporation (UHC) · Utah
- Amount
- 6% of the first mortgage, up to $27,500
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
Virginia Housing Plus Second Mortgage
Repayable loanVirginia Housing · Virginia
- Amount
- Up to 5% of the purchase price
- First-time buyer
- Not required (first-time or repeat buyers)
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
Low Down Home Loan
Repayable loanWest Virginia Housing Development Fund (WVHDF) · West Virginia
- Amount
- Up to $12,000
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
WHEDA Easy Close DPA
Repayable loanWisconsin Housing and Economic Development Authority (WHEDA) · Wisconsin
- Amount
- Minimum $1,000, up to 6% of the lesser of purchase price or appraised value
- First-time buyer
- Not stated on source
- Status
- Offered
Last checked Oct 21, 2026 · Official source (opens in new tab) ↗
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