Georgia Down Payment Assistance Programs

2 statewide down payment assistance programs from Georgia Department of Community Affairs (DCA) / GHFA: 2 with type not verified. Every listing links to the official page and shows when we last checked it.

Most state programs are used together with the agency's own first mortgage through a participating lender, and income and price limits usually vary by county and household size. City and county programs are not listed yet.

Statewide programs

Georgia Dream Down Payment Assistance

Type not verified

Georgia Department of Community Affairs (DCA) / GHFA

Amount: Standard: lesser of 5% of the purchase price or $10,000; PEN and Choice: lesser of 6% or $12,500
First-time buyer: Required (or no home owned in the past 3 years, or purchase in certain areas)
Status: Offered

Last checked Oct 19, 2026 · Official source (opens in new tab) ↗

Georgia Dream Peach Plus

Type not verified

Georgia Department of Community Affairs (DCA) / GHFA

Amount: Standard: lesser of 3.5% or $10,000; PEN/Choice: lesser of 4% or $12,500
First-time buyer: Not required
Status: Offered

Last checked Oct 19, 2026 · Official source (opens in new tab) ↗

Check which Georgia programs you may qualify for