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Fulton County Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in Fulton County, checked against the official page.

Fulton County down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Homeownership Program (HOP) Down Payment AssistanceUp to $25,000Forgivable loanRequired (or no home owned in the last 3 years)At or below 80% of area median income ($94,250 for a household of 4)$347,000 (existing home) or $371,000 (new construction)Offered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

Homeownership Program (HOP) Down Payment Assistance

Forgivable loan

Fulton County Community Development

Amount
Up to $25,000
First-time buyer
Required (or no home owned in the last 3 years)
Status
Offered
Income limit
At or below 80% of area median income ($94,250 for a household of 4)
Purchase price limit
$347,000 (existing home) or $371,000 (new construction)

0% interest deferred loan with no monthly payment, forgiven 20% a year over a five-year affordability period. Homes must be in Fulton County outside the City of Atlanta.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Georgia

Statewide help in Georgia

You may also qualify for 2 statewide Georgia programs. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Georgia How to apply

Compare these programs · AMI / income limits · All Georgia programs

HUD-approved homebuyer counselors in Georgia (39)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does Fulton County offer down payment assistance?

Yes. We list 1 local program checked against official pages: Homeownership Program (HOP) Down Payment Assistance from Fulton County Community Development (Up to $25,000).

Do I have to be a first-time homebuyer for Fulton County assistance?

The official pages state: Homeownership Program (HOP) Down Payment Assistance: Required (or no home owned in the last 3 years).

What are the income limits for Fulton County down payment assistance?

Published on the official pages: Homeownership Program (HOP) Down Payment Assistance: At or below 80% of area median income ($94,250 for a household of 4). Confirm current limits with the administrator.

What are the purchase price limits for Fulton County assistance?

Published on the official pages: Homeownership Program (HOP) Down Payment Assistance: $347,000 (existing home) or $371,000 (new construction).

How does Homeownership Program (HOP) Down Payment Assistance work?

0% interest deferred loan with no monthly payment, forgiven 20% a year over a five-year affordability period. Homes must be in Fulton County outside the City of Atlanta.

Can I combine Fulton County assistance with statewide Georgia programs?

Sometimes. Georgia also has 2 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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