Homeownership Program (HOP) Down Payment Assistance (GA)
Fulton County Community Development · Fulton County, Georgia
At a glance: Up to $25,000, forgivable loan (forgiven if you meet the terms). First-time buyer: Required (or no home owned in the last 3 years). Checked against the official page on Nov 3, 2026.
| Assistance type | Forgivable loan — Forgiven if you meet the terms |
|---|---|
| Amount | Up to $25,000 |
| Income limit | At or below 80% of area median income ($94,250 for a household of 4) |
| Purchase price limit | $347,000 (existing home) or $371,000 (new construction) |
| First-time buyer rule | Required (or no home owned in the last 3 years) |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | 0% interest deferred loan with no monthly payment, forgiven 20% a year over a five-year affordability period. Homes must be in Fulton County outside the City of Atlanta. |
| Official source | https://www.fultoncountyga.gov/-/media/Departments/Community-Development/Homeownership-Pro (opens in new tab) |
| Last checked | Nov 3, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other Georgia programs
- ATL HomeNOW — Up to $20,000
- Beltline Mortgage Assistance Program — Up to $30,000 (civil servants and legacy residents) or up to $20,000 (other qualified buyers)
- Homestretch Down Payment Assistance — Up to $10,000
- Georgia Dream Down Payment Assistance — Standard: lesser of 5% of the purchase price or $10,000; PEN and Choice: lesser of 6% or $12,500
- Georgia Dream Peach Plus — Standard: lesser of 3.5% or $10,000; PEN/Choice: lesser of 4% or $12,500
← All Georgia programs · Check eligibility · Compare with other programs
Common questions
How much is Homeownership Program (HOP) Down Payment Assistance?
Up to $25,000 (per the official page, checked Nov 3, 2026).
Is Homeownership Program (HOP) Down Payment Assistance a grant or a loan?
Forgivable loan: forgiven if you meet the terms.
Do I have to be a first-time homebuyer for Homeownership Program (HOP) Down Payment Assistance?
Required (or no home owned in the last 3 years).
What is the income limit for Homeownership Program (HOP) Down Payment Assistance?
At or below 80% of area median income ($94,250 for a household of 4).
How does Homeownership Program (HOP) Down Payment Assistance work?
0% interest deferred loan with no monthly payment, forgiven 20% a year over a five-year affordability period. Homes must be in Fulton County outside the City of Atlanta.
Is Homeownership Program (HOP) Down Payment Assistance still available in 2026?
The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.
Who runs Homeownership Program (HOP) Down Payment Assistance?
Fulton County Community Development, Fulton County, Georgia. Apply through the program or one of its participating lenders.
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