Homestretch Down Payment Assistance (GA): Up to $10,000
Gwinnett County Housing and Community Development · Gwinnett County, Georgia
At a glance: Up to $10,000, forgivable loan (forgiven if you meet the terms). First-time buyer: Required (or no home owned in three or more years). Checked against the official page on Nov 3, 2026.
| Assistance type | Forgivable loan — Forgiven if you meet the terms |
|---|---|
| Amount | Up to $10,000 |
| Income limit | At or below 80% of area median income |
| Purchase price limit | $371,000 (existing home) or $425,000 (new construction) |
| First-time buyer rule | Required (or no home owned in three or more years) |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | 0% interest, no-payment loan forgiven 20% a year over five years while the home is your primary residence. Minimum credit score 580; you contribute 1% of the price or $1,000, whichever is smaller; household assets up to $25,000; eight-hour HUD-approved counseling. |
| Official source | https://www.gwinnettcounty.com/static/departments/financialservices/hud_grants/homestretch (opens in new tab) |
| Last checked | Nov 3, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other Georgia programs
- ATL HomeNOW — Up to $20,000
- Beltline Mortgage Assistance Program — Up to $30,000 (civil servants and legacy residents) or up to $20,000 (other qualified buyers)
- Homeownership Program (HOP) Down Payment Assistance — Up to $25,000
- Georgia Dream Down Payment Assistance — Standard: lesser of 5% of the purchase price or $10,000; PEN and Choice: lesser of 6% or $12,500
- Georgia Dream Peach Plus — Standard: lesser of 3.5% or $10,000; PEN/Choice: lesser of 4% or $12,500
Related updates
← All Georgia programs · Check eligibility · Compare with other programs
Common questions
How much is Homestretch Down Payment Assistance?
Up to $10,000 (per the official page, checked Nov 3, 2026).
Is Homestretch Down Payment Assistance a grant or a loan?
Forgivable loan: forgiven if you meet the terms.
Do I have to be a first-time homebuyer for Homestretch Down Payment Assistance?
Required (or no home owned in three or more years).
What is the income limit for Homestretch Down Payment Assistance?
At or below 80% of area median income.
How does Homestretch Down Payment Assistance work?
0% interest, no-payment loan forgiven 20% a year over five years while the home is your primary residence. Minimum credit score 580; you contribute 1% of the price or $1,000, whichever is smaller; household assets up to $25,000; eight-hour HUD-approved counseling.
Is Homestretch Down Payment Assistance still available in 2026?
The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.
Who runs Homestretch Down Payment Assistance?
Gwinnett County Housing and Community Development, Gwinnett County, Georgia. Apply through the program or one of its participating lenders.
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