Hillsborough First DPA (FL): Up to $15,000

Housing Finance Authority of Hillsborough County · Hillsborough County, Florida

Forgivable loan Offered

At a glance: Up to $15,000, forgivable loan (forgiven if you meet the terms). First-time buyer: Required. Checked against the official page on Nov 3, 2026.

Program details
Assistance type	Forgivable loan — Forgiven if you meet the terms
Amount	Up to $15,000
Income limit	$59,800 (1-2 people) or $68,770 (3 or more people)
Purchase price limit	$253,809
First-time buyer rule	Required
Status	Offered
Status note	Not verified on the official page — check the source
Details	0% second mortgage forgiven 20% a year over 5 years; repay if you sell, refinance or stop living in the home before then. Minimum credit score 640; DTI up to 45%; homebuyer education required.
Official source	https://hillsboroughcountyhfa.org/down-payment-assistance-program/ (opens in new tab)
Last checked	Nov 3, 2026 (automated fetch)

Go to the official program page ↗ Report a correction

Other Florida programs

Pinellas County Down Payment Assistance — Up to $75,000
Housing Down Payment Assistance Program — 20% of the sales price plus $5,000 for closing costs, up to $75,000
Homebuyer Down Payment Assistance Program — Up to $35,000
Down Payment Assistance Program — Up to $70,000 (very low income), $40,000 (low income) or $10,000 (moderate income)
Headstart to Homeownership (H2H) — Up to $25,000
Dare to Own the Dream — Up to $50,000, based on income
Florida Assist (FL Assist) — Up to $10,000
Florida Homeownership Loan Program (FL HLP) Second Mortgage — $12,500
Florida Hometown Heroes — 5% of the first mortgage, minimum $10,000, maximum $35,000

Related updates

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Common questions

How much is Hillsborough First DPA?

Up to $15,000 (per the official page, checked Nov 3, 2026).

Is Hillsborough First DPA a grant or a loan?

Forgivable loan: forgiven if you meet the terms.

Do I have to be a first-time homebuyer for Hillsborough First DPA?

Required.

What is the income limit for Hillsborough First DPA?

$59,800 (1-2 people) or $68,770 (3 or more people).

How does Hillsborough First DPA work?

0% second mortgage forgiven 20% a year over 5 years; repay if you sell, refinance or stop living in the home before then. Minimum credit score 640; DTI up to 45%; homebuyer education required.

Is Hillsborough First DPA still available in 2026?

The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.

Who runs Hillsborough First DPA?

Housing Finance Authority of Hillsborough County, Hillsborough County, Florida. Apply through the program or one of its participating lenders.