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Hillsborough County Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in Hillsborough County, checked against the official page.

Hillsborough County down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Hillsborough First DPAUp to $15,000Forgivable loanRequired$59,800 (1-2 people) or $68,770 (3 or more people)$253,809Offered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

Hillsborough First DPA

Forgivable loan

Housing Finance Authority of Hillsborough County

Amount
Up to $15,000
First-time buyer
Required
Status
Offered
Income limit
$59,800 (1-2 people) or $68,770 (3 or more people)
Purchase price limit
$253,809

0% second mortgage forgiven 20% a year over 5 years; repay if you sell, refinance or stop living in the home before then. Minimum credit score 640; DTI up to 45%; homebuyer education required.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Florida

Statewide help in Florida

You may also qualify for 3 statewide Florida programs. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Florida How to apply

Compare these programs · AMI / income limits · All Florida programs

HUD-approved homebuyer counselors in Florida (98)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does Hillsborough County offer down payment assistance?

Yes. We list 1 local program checked against official pages: Hillsborough First DPA from Housing Finance Authority of Hillsborough County (Up to $15,000).

Do I have to be a first-time homebuyer for Hillsborough County assistance?

The official pages state: Hillsborough First DPA: Required.

What are the income limits for Hillsborough County down payment assistance?

Published on the official pages: Hillsborough First DPA: $59,800 (1-2 people) or $68,770 (3 or more people). Confirm current limits with the administrator.

What are the purchase price limits for Hillsborough County assistance?

Published on the official pages: Hillsborough First DPA: $253,809.

How does Hillsborough First DPA work?

0% second mortgage forgiven 20% a year over 5 years; repay if you sell, refinance or stop living in the home before then. Minimum credit score 640; DTI up to 45%; homebuyer education required.

Can I combine Hillsborough County assistance with statewide Florida programs?

Sometimes. Florida also has 3 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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