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Orange County, Florida Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in Orange County, Florida, checked against the official page.

Orange County, Florida down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Down Payment Assistance ProgramUp to $70,000 (very low income), $40,000 (low income) or $10,000 (moderate income)Not statedRequiredNot statedNot statedClosed

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

Down Payment Assistance Program

Type not verified

Orange County Housing and Community Development

Amount
Up to $70,000 (very low income), $40,000 (low income) or $10,000 (moderate income)
First-time buyer
Required
Status
Closed
Status note
Orange County has extended the program's temporary closure through March 2027 while it waits for state SHIP funds. New applicants are placed on a waitlist, and the County's anticipated reopening date is March 1, 2027, subject to change.

Assistance is based on household income and size. A pre-purchase homebuyer education program and a first mortgage are required.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Florida

Statewide help in Florida

You may also qualify for 3 statewide Florida programs. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Florida How to apply

Compare these programs · AMI / income limits · All Florida programs

HUD-approved homebuyer counselors in Florida (98)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does Orange County, Florida offer down payment assistance?

Yes. We list 1 local program checked against official pages: Down Payment Assistance Program from Orange County Housing and Community Development (Up to $70,000 (very low income), $40,000 (low income) or $10,000 (moderate income)).

Do I have to be a first-time homebuyer for Orange County, Florida assistance?

The official pages state: Down Payment Assistance Program: Required.

How does Down Payment Assistance Program work?

Assistance is based on household income and size. A pre-purchase homebuyer education program and a first mortgage are required.

What else should I know about the status of Down Payment Assistance Program?

Orange County has extended the program's temporary closure through March 2027 while it waits for state SHIP funds. New applicants are placed on a waitlist, and the County's anticipated reopening date is March 1, 2027, subject to change..

Can I combine Orange County, Florida assistance with statewide Florida programs?

Sometimes. Florida also has 3 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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