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Pinellas County Down Payment Assistance Programs

1 local down payment assistance program for homebuyers in Pinellas County, checked against the official page.

Pinellas County down payment assistance at a glance (2026)

ProgramAmountTypeFirst-time buyerIncome limitPrice limitStatus
Pinellas County Down Payment AssistanceUp to $75,000Forgivable loanNot statedLow-income households at or below 80% of area median income$394,000Offered

Income and price limits often vary by household size. Look up your county's area median income and HUD income limits.

Local programs

Pinellas County Down Payment Assistance

Forgivable loan

Pinellas County Community Development

Amount
Up to $75,000
First-time buyer
Not stated on source
Status
Offered
Income limit
Low-income households at or below 80% of area median income
Purchase price limit
$394,000

Interest-free deferred loan with no monthly payments, fully forgiven after 30 years; repay in full if you sell before then. Liquid assets cannot exceed $50,000. Requires an 8-hour homebuyer class plus one-on-one counseling. Your lender applies for you. St. Petersburg, Clearwater and Largo run their own programs.

Last checked Nov 3, 2026 · Official source (opens in new tab) ↗

Other local programs in Florida

Statewide help in Florida

You may also qualify for 3 statewide Florida programs. Local and state assistance can sometimes be layered; confirm with each administrator.

Check eligibility for Florida How to apply

Compare these programs · AMI / income limits · All Florida programs

HUD-approved homebuyer counselors in Florida (98)

Many down payment programs require a homebuyer class or counseling session. These agencies are approved by HUD and offer pre-purchase counseling or homebuyer education, usually free or low cost. From HUD's housing counselor list ↗, retrieved Nov 4, 2026.

Common questions

Does Pinellas County offer down payment assistance?

Yes. We list 1 local program checked against official pages: Pinellas County Down Payment Assistance from Pinellas County Community Development (Up to $75,000).

What are the income limits for Pinellas County down payment assistance?

Published on the official pages: Pinellas County Down Payment Assistance: Low-income households at or below 80% of area median income. Confirm current limits with the administrator.

What are the purchase price limits for Pinellas County assistance?

Published on the official pages: Pinellas County Down Payment Assistance: $394,000.

How does Pinellas County Down Payment Assistance work?

Interest-free deferred loan with no monthly payments, fully forgiven after 30 years; repay in full if you sell before then. Liquid assets cannot exceed $50,000. Requires an 8-hour homebuyer class plus one-on-one counseling. Your lender applies for you. St. Petersburg, Clearwater and Largo run their own programs.

Can I combine Pinellas County assistance with statewide Florida programs?

Sometimes. Florida also has 3 statewide programs listed here; whether they can be layered with local help depends on each program's rules, so ask both administrators.

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