Pinellas County Down Payment Assistance (FL): Up to $75,000
Pinellas County Community Development · Pinellas County, Florida
At a glance: Up to $75,000, forgivable loan (forgiven if you meet the terms). Checked against the official page on Nov 3, 2026.
| Assistance type | Forgivable loan — Forgiven if you meet the terms |
|---|---|
| Amount | Up to $75,000 |
| Income limit | Low-income households at or below 80% of area median income |
| Purchase price limit | $394,000 |
| First-time buyer rule | Not verified on the official page — check the source |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | Interest-free deferred loan with no monthly payments, fully forgiven after 30 years; repay in full if you sell before then. Liquid assets cannot exceed $50,000. Requires an 8-hour homebuyer class plus one-on-one counseling. Your lender applies for you. St. Petersburg, Clearwater and Largo run their own programs. |
| Official source | https://pinellas.gov/programs/down-payment-assistance/ (opens in new tab) |
| Last checked | Nov 3, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other Florida programs
- Housing Down Payment Assistance Program — 20% of the sales price plus $5,000 for closing costs, up to $75,000
- Hillsborough First DPA — Up to $15,000
- Homebuyer Down Payment Assistance Program — Up to $35,000
- Down Payment Assistance Program — Up to $70,000 (very low income), $40,000 (low income) or $10,000 (moderate income)
- Headstart to Homeownership (H2H) — Up to $25,000
- Dare to Own the Dream — Up to $50,000, based on income
- Florida Assist (FL Assist) — Up to $10,000
- Florida Homeownership Loan Program (FL HLP) Second Mortgage — $12,500
- Florida Hometown Heroes — 5% of the first mortgage, minimum $10,000, maximum $35,000
← All Florida programs · Check eligibility · Compare with other programs
Common questions
How much is Pinellas County Down Payment Assistance?
Up to $75,000 (per the official page, checked Nov 3, 2026).
Is Pinellas County Down Payment Assistance a grant or a loan?
Forgivable loan: forgiven if you meet the terms.
What is the income limit for Pinellas County Down Payment Assistance?
Low-income households at or below 80% of area median income.
How does Pinellas County Down Payment Assistance work?
Interest-free deferred loan with no monthly payments, fully forgiven after 30 years; repay in full if you sell before then. Liquid assets cannot exceed $50,000. Requires an 8-hour homebuyer class plus one-on-one counseling. Your lender applies for you. St. Petersburg, Clearwater and Largo run their own programs.
Is Pinellas County Down Payment Assistance still available in 2026?
The official page listed it as offered when we last checked on Nov 3, 2026. Funding can change, so confirm with the administrator.
Who runs Pinellas County Down Payment Assistance?
Pinellas County Community Development, Pinellas County, Florida. Apply through the program or one of its participating lenders.
Free down payment aid updates
New, changed and closed down payment assistance programs, from official sources. Free. Unsubscribe anytime.